Spelts Wealth Management, Inc.

Spelts Wealth Management provides investment advisory services to individuals (including high‑net‑worth clients), trusts, estates, corporations and retirement plans, delivering discretionary asset management through a firm‑operated wrap program. The firm also offers ERISA plan services and may act as either a limited‑scope 3(21) advisor or, on a discretionary basis, a 3(38) investment manager for retirement plans.

Portfolios are managed on an individualized, discretionary basis and the firm employs multiple methods of analysis — including point & figure and other technical charting, fundamental and cyclical analysis — to guide decision making. Investment strategies available within managed accounts include long and short positions, margin trading, option writing, and allocations to alternative investments and structured notes, each of which carries particular liquidity, leverage or credit risks that the firm discloses.

What is uncommon about this firm among its peers is that it sponsors its own wrap fee program, a governance and operational role relatively rare for supported firms, while overseeing roughly $91.7 million in discretionary assets for about 199 clients with a single registered adviser. The firm’s combination of plan fiduciary services (including 3(38) discretion), active trading strategies, and the principal’s outside academic role (adjunct professor, ~20% time) shapes a service mix that differs from many similarly sized advisory practices.