Spectrum Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$96,450,000
Total clients
224
12% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
224
Average account size
$430,580
About
Spectrum Wealth Management is a registered investment adviser that provides discretionary and non-discretionary portfolio management, comprehensive financial planning, and limited-scope ERISA 3(21) retirement-plan advisory services to individuals, families, and entities. The firm reports about $96.45 million in discretionary assets under management and also advises on a modest amount of retirement-plan assets.
Investment strategy emphasizes diversified portfolios consistent with modern portfolio theory, typically implemented with mutual funds, ETFs, stocks, and bonds, and may include the use of outside managers. The firm routinely recommends and monitors third-party managers and discloses that it receives referral fees from those managers, a disclosed conflict that the firm says is mitigated through client disclosures and fiduciary procedures.
Notable features include a high client-to-advisor ratio — a single registered advisor serves 224 clients, a level of client load that is uncommon among similar firms and may influence how advisory and administrative responsibilities are allocated. The firm’s principal also holds a professional coaching credential, and regulatory disclosures note a past lapse in Pennsylvania registration that was remedied through reapplication and payment of a fine.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Wealth management
Retirement plans for business owners (SEP, solo 401k)
Cash flow / budgeting
Fee options
Fixed fee for financial planning ranging from $500 to $10,000 depending on complexity
$0 - $500,000: 1.00% annually $500,001 - $1,000,000: 0.50% annually $1,000,001 - $4,000,000: 0.40% annually $4,000,001+: 0.25% annually
Fixed fee based of $500 to $10,000 based on complexity and unique Client needs for financial planning
Most active in
Spectrum Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado · Maryland · Pennsylvania · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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