Spectrum Financial Resources

David Laidlaw is a financial advisor at Spectrum Financial Resources in Troy, MI, with 24 years of industry experience. He holds a Series 66 designation and has been associated with Spectrum Financial since 2014. In addition to his financial advisory role, he operates a law office providing legal and tax preparation services and acts as a notary public. Spectrum Financial Resources offers financial planning, advisory consulting, and portfolio management to individuals, retirement plans, trusts, charitable organizations, and businesses. The firm employs a mixed investment approach combining fundamental, technical, and cyclical analysis with both long-term holdings and short-term trading strategies.

Lucian Harbar is a financial advisor at Spectrum Financial Resources in St. Clair Shores, MI, with 19 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Securities America Advisors, Inc. and Securities America, Inc. Outside of financial advising, he owns Bunch Tax Service, a tax preparation and accounting business. Spectrum Financial Resources offers financial planning, advisory consulting, and portfolio management to individuals, businesses, and organizations. The firm uses a blend of fundamental, technical, charting, and cyclical analysis to build client portfolios, accommodating both discretionary and non-discretionary management styles.

Kevin McMillan is a financial advisor with Spectrum Financial Resources in Grosse Pointe Farms, MI, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at J.P. Morgan Securities LLC for eight years before joining Spectrum Financial Resources in 2020. Spectrum Financial Resources provides financial planning, advisory consulting, and portfolio management services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a blend of fundamental, technical, charting, and cyclical analysis, managing portfolios with both discretionary and non-discretionary strategies.

James Williams is a financial advisor at Spectrum Financial Resources in St. Clair Shores, MI, with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been involved with multiple financial and insurance entities, including ownership of Williams & Payne LLC and 22611 Mack Ave LLC. Williams is also a notary and owns an LLC for payroll and tax purposes. Spectrum Financial Resources provides financial planning, advisory consulting, and portfolio management services to individuals, retirement plans, trusts, charitable organizations, and businesses. The firm uses a blend of fundamental, technical, charting, and cyclical analysis to build client portfolios and offers both discretionary and non-discretionary management.

Daniel Hoban is a financial advisor with Spectrum Financial Resources in Troy, MI, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. He has worked at United Planners' Financial Services since 2009 and has been involved with Spectrum Financial Resources since 2006. Outside of advisory work, Hoban is a tax preparer and a notary public. Spectrum Financial Resources provides financial planning, advisory consulting, and portfolio management to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a combination of fundamental, technical, charting, and cyclical analysis to build portfolios, offering both discretionary and non-discretionary management with ongoing supervision and re-optimization.