Spartan Wealth Management

Spartan Wealth Management is an SEC-registered multi-team advisory firm managing approximately $1.48 billion on behalf of individuals, high‑net‑worth clients, trusts, estates, businesses and retirement plans. The firm provides discretionary investment management, comprehensive financial planning and consulting, and retirement plan advisory services including ERISA 3(21) and 3(38) engagements.

The firm’s investment process combines fundamental analysis with Modern Portfolio Theory to construct primarily long‑term portfolios that may include individual equities, ETFs, mutual funds, bonds, options, structured products, alternative investments and cryptocurrency exposure. Portfolios are managed on a discretionary basis with ongoing monitoring and periodic formal reviews, and clients may impose reasonable limitations while the firm may retain legacy positions for tax or portfolio‑fit reasons.

Noteworthy features disclosed in the brochure include the firm’s use of hypothetical performance in its marketing materials and a wide scope of product capabilities (options, structured products, crypto and alternative investments) together with detailed risk disclosures. The brochure also describes several business affiliations and revenue relationships — including affiliated insurance and employee‑benefit entities, an institutional custody platform with Schwab, dually registered advisors with LPL (and related transition payments/oversight arrangements), plus promoter agreements for client referrals — which the firm identifies as conflicts addressed through disclosures and internal policies.