S
Spalding, Steven
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
The firm provides financial planning and consulting services to individuals, retirement and benefit plans, trusts, business entities and high‑net‑worth clients, and conducts occasional educational seminars and publications. Plans commonly cover investments, insurance, tax and estate recommendations; implementation of plan recommendations is left to the client.
Its investment analysis combines fundamental and trend analysis with sector and macroeconomic views, and recommendations may include sector‑specific positions that can produce concentrated exposures versus a sector‑neutral approach. The adviser does not maintain custody of client assets or exercise discretionary trading authority, delivering non‑discretionary advice while clients and custodians handle execution and proxy voting.
Unlike many investment managers, the firm typically bills planning and consulting on an hourly or flat‑fee basis rather than relying primarily on percentage‑of‑assets or performance‑based fees. The principal’s background in data science and operation of a separate marketing and business‑strategy firm, as well as occasional recommendations of affiliated limited partnerships or funds when suitable, are noteworthy differences from many peers.
Client services
Financial planning
Expertise
General tax planning
Fee options
Generally range from $2,000 to $20,000, may be lower at advisor's discretion
Starting at $150 per hour for planning and consulting services
Account minimum: $3,000 for consulting services; no minimum for financial planning services Fee-only: Hourly fees begin at $150/hour; Flat fees generally range from $2,000 to $20,000, may be lower at advisor's discretion; Consulting fees may occasionally be calculated as a percentage of assets
Main office location
Spalding, Steven
Palm Beach Gardens FL, United States
Number of offices
1
Most active in
Spalding, Steven has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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