S
SP Wealth Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,457,819
Clients
36
22% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
36
HighAverage account size
$151,606
About
SP Wealth Planning is a fee-only, independent advisory firm that serves individual clients and employer plan sponsors with wealth management, investment management, financial planning, and held-away account advice. Its services include model-portfolio and separately managed account guidance (implemented through platforms noted in the brochure), assistance with fee-based annuities, and retirement plan consulting for plan sponsors.
The firm generally manages client assets on a non-discretionary basis, requiring client approval before executing transactions, and builds portfolios using asset-allocation principles and elements of modern portfolio theory with a mix of passive and active vehicles. Investment analysis incorporates fundamental, technical, cyclical and charting methods, and planning engagements may be structured as ongoing relationships or project-based assignments tailored to client needs.
Noteworthy distinctions include that essentially all reported assets are non-discretionary and the firm provides retirement plan consulting and related ERISA fiduciary advisory services to employer plans—services that are less common for solo independent advisers. The firm’s principal holds an insurance license but does not sell insurance products or affiliate with carriers, while still advising on and facilitating fee-based annuities as part of clients’ long-term strategies.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Annuities
Business ownership considerations
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
Project-Based Financial Planning: fixed fees ranging from $100 to $1,000 billed monthly or quarterly; Initial Financial Planning fee up to $2,000.
$0 - $1,000,000: 1.10% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.90% $5,000,001 - $10,000,000: 0.80% $10,000,000+: Negotiable
Project-Based Financial Planning: $250 to $450 per hour.
Ongoing Financial Planning: recurring fixed fee ranging from $100 to $400 per month.
Fee-only: Fee-only firm, compensated solely by Clients for advisory services; no commissions or sales-related compensation.
Main office location
SP Wealth Planning
Churchville PA, United States
Number of offices
1
Most active in
SP Wealth Planning has reported serving >5 clients in these states in the last 12 months.
New Jersey · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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