Southward Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$17,984,000
Clients
27
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$666,074
About
Southward Financial Services provides personalized, confidential financial planning and investment management to individuals, trusts, estates and charitable organizations, and offers tax preparation as a stand‑alone service performed by an on‑staff CPA. The firm reports roughly $18 million in assets under management for about 27 clients and primarily serves individual (non‑high‑net‑worth) clients.
Investment programs are implemented through individualized investment policy statements and strategic asset allocation using no‑load and low‑load mutual funds and ETFs, with accounts monitored and rebalanced at least quarterly. The firm generally operates on a non‑discretionary basis—consulting with clients before each trade—and will execute transactions under a limited power of attorney only when clients authorize it.
Notable features include the on‑staff CPA offering independent tax preparation (provided separately from planning and management) and the firm’s explicit emphasis on client‑approved trading, both of which are less common among peers. The firm operates on a fee‑only basis, does not accept commissions or proprietary product sales, and offers multiple engagement options (hourly planning, percentage‑of‑AUM management, and fixed retainer agreements).
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
General tax planning
Cash flow / budgeting
Wealth management
Fee options
Retainer agreements with fixed fees negotiated based on complexity and scope.
$0 - $300,000: 0.90% $300,001 - $1,000,000: 0.70% $1,000,001+: 0.50%
Financial planning fees at $180 per hour, rounded to nearest half hour.
Fee-only: Financial planning charged at $180 per hour; retainer agreements with fixed fees based on scope negotiated.
Main office location
Southward Financial Services, LLC
Groveport OH, United States
Number of offices
1
Most active in
Southward Financial Services, LLC has reported serving >5 clients in these states in the last 12 months.
Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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