S
South Texas Advisors for Retirees, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$15,423,078
Total clients
39
87% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
39
Average account size
$395,464
About
The firm provides ongoing investment supervisory services and hourly financial planning primarily for individual clients, including retirees and high-net-worth individuals, using client-specific Investment Policy Statements to document income, tax considerations, risk tolerance and time horizon. Services are offered on a discretionary basis and cover a broad set of instruments, including mutual funds, equities, bonds, ETFs, REITs, private placements and insurance products such as annuities.
The firm’s methodology combines charting, fundamental and technical analysis and emphasizes options strategies as a core trading approach, specifically writing uncovered and covered put options and selling covered calls when positions are assigned. It also employs short-term trading techniques, short sales and margin transactions and conducts quarterly account reviews by the sole adviser responsible for each client relationship.
Distinctive features include that the adviser is also a licensed insurance agent and may offer commissionable insurance products, a relationship the brochure discloses as a potential conflict of interest. The firm requires clients to use its recommended custodian (while it does not take custody itself) and delivers a one-time financial plan with additional planning available for a fee, practices that differ from many peers.
Client services
Financial planning
Portfolio management
Expertise
Options & derivatives strategies
Occupation focus
Retired
Demographic focus
Retired
Fee options
$0+: 0.50% for Bonds and CDs $0+: 1.50% for Stocks, ETFs, and Mutual Funds $0+: 2.00% for Stocks, ETFs with Options
$150 to $250 per hour, negotiable
Account minimum: $100,000
Main office location
South Texas Advisors for Retirees, LLC
San Antonio TX, United States
Number of offices
1
Most active in
South Texas Advisors for Retirees, LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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