Sound Financial Solutions LLC

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Client assets under management

$17,899,678

Clients

6% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$205,743

About

Sound Financial Solutions LLC provides investment advisory, retirement-plan (pension) consulting, and financial planning services to individuals (including high-net-worth clients), households, and small businesses. The firm manages roughly $15.8 million for about 74 clients and uses percentage-of-AUM compensation common to firms in this category.

SFS creates an Investment Policy Statement for each client and offers both discretionary and non-discretionary portfolio management, relying on a mix of charting, fundamental, technical and cyclical analysis and employing both long-term and short-term trading strategies. Investment options are generally limited to mutual funds, equities, fixed income, ETFs (including precious metal ETFs), REITs and non‑U.S. securities, with accounts reviewed at least quarterly.

Distinctive operational features include managing client assets internally rather than engaging third‑party sub‑advisers and disclosing acceptance of soft‑dollar research or services while recommending TD Ameritrade Institutional as custodian. The firm also documents potential conflicts, maintains a written Code of Ethics, and explicitly includes more active techniques (short‑term trading and technical/charting analysis) and non‑traditional ETF exposures among its investable strategies, which may set its approach apart from primarily passive, long‑term planning practices.

Client services

Financial planning Portfolio management Pension consulting

Expertise

Wealth management Retirement income strategy General retirement planning Real estate investing Cash flow / budgeting

Fee options

Fixed

$150 to $500 fixed fee

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.90% annually $2,000,001 - $3,000,000: 0.80% annually $3,000,001 - $4,000,000: 0.70% annually $4,000,001 - $5,000,000: 0.60% annually $5,000,001+: 0.50% annually

Project-based

$150 to $300 per hour

Main office location

Sound Financial Solutions LLC

1900 S. Harbor City Blvd, Suite 305

Melbourne FL 32901, United States

Number of offices

Most active in

Florida

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 321-984-2152

Advisors at this firm

Robert C

Series 66

Melbourne, FL

Sound Financial Solutions LLC

Robert Clark Jr. is a financial advisor at Sound Financial Solutions LLC with 23 years of industry experience. He holds the Series 66 designation and has been with Sound Financial Solutions since 2013. The firm provides investment advisory, retirement-plan consulting, and financial planning services to individuals, households, and small businesses. Sound Financial Solutions manages client assets internally and employs a blend of long-term and short-term strategies using various analysis techniques, offering a range of investment options including mutual funds, equities, fixed income, ETFs, REITs, and non-U.S. securities.

Wealth management Retirement income strategy General retirement planning Real estate investing Cash flow / budgeting

Luke O

Series 63, Series 65

Melbourne, FL

Sound Financial Solutions LLC

Luke Ottinger is a financial advisor with Sound Financial Solutions LLC in Melbourne, FL. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. He has been with Sound Financial Solutions since 2013. Outside of his advisory role, he serves as a director of Minuteman Printery, Inc., a family-owned printing business, without compensation or active involvement. Sound Financial Solutions LLC provides investment advisory, retirement-plan consulting, and financial planning services to individuals, households, and small businesses. The firm manages approximately $15.8 million for around 74 clients, employing a mix of fundamental, technical, and cyclical analysis with both long-term and short-term trading strategies.

Wealth management Retirement income strategy General retirement planning Real estate investing Cash flow / budgeting

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