Solution Factory, LLC

Solution Factory provides customized investment management and financial planning services to individuals (including high-net-worth clients), families, trusts, estates and small businesses. Services described in the brochure include investment management, cash flow and tax planning, insurance review, education funding, retirement and estate planning, and advice across a range of instruments such as mutual funds, ETFs, equities, bonds, treasuries, options, limited partnership interests, REITs and commodity-related vehicles.

The firm emphasizes an asset-allocation approach informed by economic analysis (e.g., money supply, interest rates and commodity prices) and client-specific factors such as risk tolerance and time horizon, and it typically manages portfolios on a discretionary basis. The brochure notes a documented client intake process, the ability for clients to impose written investment restrictions, periodic triggers for portfolio review (deposits/withdrawals and changes in circumstances), and quarterly reporting, with a stated general minimum account size of $250,000 though smaller accounts may be accepted at the firm’s discretion.

Noteworthy operational details include the firm’s occasional educational workshops for clients and guests, a service the brochure highlights as general in nature and relatively uncommon among peers. The brochure also discloses that the firm’s principal has a substantial executive role in a separate healthcare business and that the firm generally does not vote proxies on client behalf, leaving proxy voting responsibility with clients unless otherwise agreed.