Solomon and Associates LLC

Solomon and Associates provides investment management and financial planning services to individuals, high net worth clients, families, small businesses, trusts, estates, and charitable organizations. Services described in the brochure include bespoke investment management, financial planning and consultation, retirement and tax planning, insurance review, education funding, estate planning, and occasional educational seminars.

Investment management is delivered on a discretionary basis and guided by a client-specific Investment Policy Statement, with asset allocation as the primary implementation strategy and periodic rebalancing. The firm uses a mix of fundamental, technical and charting analysis and may employ strategic/tactical allocation and timing; the brochure also discloses the use of margin/borrowing, short sales, option writing and other derivatives in client accounts, and that covered options and defensive cash positions are part of its implementation and risk management practices.

Compared with peers, the firm is relatively small—two advisors managing about $11.05 million for a small client base—and yet explicitly contemplates borrowing and derivative strategies in managed accounts, a combination that is statistically uncommon for supported firms. The brochure also notes that principals maintain outside employment in areas including risk management and artificial intelligence, the firm recommends Interactive Brokers as custodian, and it maintains a Code of Ethics and quarterly personal-trading reviews.