Solitude Financial Services, Inc.

Michael Whitney is a CFP® professional with four years of industry experience, currently serving at Solitude Financial Services, Inc. He previously worked at Albany Financial Group and LPL Financial, LLC. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm emphasizes long-term, buy-and-hold investment strategies with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and employs options strategies to manage portfolio risk.

Jacob Fleming is a financial advisor with Solitude Financial Services, Inc. in Charlottesville, VA, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Private Advisor Group, LPL Financial, TD Ameritrade, Scottrade, and VALIC Financial Advisors. Outside of his advisory work, he operates a notary service as a sole proprietor. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management approach. The firm emphasizes long-term, buy-and-hold investment strategies with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and also incorporates simple options strategies to manage portfolio risk.

Ty Bilderback is a CFP® and CFA® with 26 years of experience in the financial services industry. He is currently with Solitude Financial Services, Inc. and previously spent 24 years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm employs long-term, buy-and-hold investment strategies primarily involving ETFs, mutual funds, stocks, and bonds, with some use of options to manage portfolio risk.

Ashley Vice is a CFP®, CFA®, and Series 66-registered advisor with 14 years of industry experience. She is currently with Solitude Financial Services, Inc., where she has worked since 2021. Prior to that, she held roles at SIMA Wealth Partners, LLC, SIMA Retirement Solutions, LLC, Mercer Global Advisors Inc., and Gfs Private Wealth, LLC. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm follows long-term, buy-and-hold investment principles with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and incorporates options strategies to manage portfolio risk.

Andrew St.Jean is a CFP® professional with eight years of experience in financial advising. He is currently with Solitude Financial Services, Inc., where he has worked since 2023. His prior experience includes roles at Barrett-Johnson & Associates, Ameriprise Financial, and Ameriprise Financial Services, LLC. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients. The firm uses a financial life management approach with long-term, buy-and-hold investment strategies primarily involving ETFs, mutual funds, stocks, and bonds, and incorporates options strategies to manage portfolio risk.

Gene Kowalski is a financial advisor at Solitude Financial Services, Inc. in Charlottesville, VA, holding a Series 65 designation with 16 years of industry experience. He has operated Kowalski Consulting since 2005 and also works as a 787 First Officer pilot for United Airlines, a role he has held since 1996. Solitude Financial Services provides fee-only, fiduciary investment advice and discretionary portfolio management to individual and high-net-worth clients using a financial life management framework. The firm emphasizes long-term, buy-and-hold investment strategies with model portfolios primarily composed of ETFs, mutual funds, stocks, and bonds, and employs options strategies to manage portfolio risk.