Sohum Financial Planning, LLC

Sohum Financial Planning LLC provides discretionary asset management, comprehensive financial planning and consulting, and a quarterly subscription service to individuals, high-net-worth clients, trusts, estates, charitable organizations and business entities. The firm also conducts public seminars and workshops on financial topics and delivers initial plans and update plans pursuant to documented client profiles.

Investment programs are tailored to each client’s goals, time horizon and risk tolerance, using fundamental and technical analysis along with Monte Carlo planning to assess potential outcomes; portfolios typically include mutual funds and ETFs and are custodied at Charles Schwab with discretionary trading authority. Accounts are reviewed at least quarterly and financial plans follow the CFP Board’s recommended six‑step process, with ongoing implementation support available through the subscription offering and third‑party fintech aggregation tools.

Distinctive elements include the firm’s advisor holding active insurance agency appointments with multiple general agencies and dedicating a meaningful portion of time to insurance activities—arrangements that can generate commission compensation and are disclosed as potential conflicts of interest. The adviser has also maintained broker‑dealer/registered representative engagements in recent years, manages roughly $3.6 million for a small client base, and offers no‑fee public education sessions alongside a defined quarterly planning subscription (up to six hours per quarter), features that are less common among independent peers.