Socrates Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
4
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
4
Very LowAverage account size
$0
About
Socrates Financial Planning provides fee-only financial planning to individuals, high-net-worth clients, charitable organizations, and businesses, delivering written financial plans and both project-based and ongoing planning engagements. Services described in the brochure include retirement planning, cash‑flow and debt analysis, investment analysis, estate planning, insurance review, tax‑planning recommendations, and referrals to third‑party professionals.
The firm’s work is centered on comprehensive financial planning rather than discretionary asset management; investment recommendations are grounded in modern portfolio theory, passive ETF/mutual fund analysis, and asset allocation principles, but the firm does not manage or custody client assets. Clients are expected to implement recommendations with their chosen custodians while the adviser provides monitoring, updates, and implementation guidance as part of ongoing engagements.
Distinctive aspects include the firm’s explicit absence of portfolio management services for individuals and its avoidance of percentage‑of‑AUM billing—opting instead for project fees, hourly work, and recurring fixed planning fees, which is less common among independent advisers. Additional noteworthy features in the brochure are the principal’s CFP® credential and academic background and the firm’s public education outreach via the YouTube channel “DIY Retirement with Professor G,” unusual activities for a small, recently formed planning practice.
Client services
Financial planning
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Retirement income strategy
General tax planning
Fee options
Fixed fees for project-based financial planning ranging from $1,000 to $10,000; ongoing financial planning recurring fixed fees from $300 to $1,000 per month.
$200 per hour for project-based financial planning.
Fee-only: Fixed fees: $1,000 to $10,000 for project-based financial planning; ongoing financial planning fixed fees range from $300 to $1,000 monthly.
Main office location
Socrates Financial Planning
Jenison MI, United States
Number of offices
1
Most active in
Socrates Financial Planning has reported serving >5 clients in these states in the last 12 months.
Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")