Soar Financial LLC

Soar Financial LLC (dba Retirement Plan Advisors) provides investment advisory, financial planning, and retirement-plan consulting to individuals (including high‑net‑worth clients), trusts, estates, businesses, and qualified retirement plans. The firm offers both discretionary and non‑discretionary portfolio management, fee‑based financial planning, and can serve as an ERISA 3(21) and/or 3(38) fiduciary for employer plans.

Portfolios are customized using ETFs, individual equities, government and corporate bonds, mutual funds and, where appropriate, options or alternative investments, with a generally long‑term focus while allowing shorter‑term trades for rebalancing or tactical needs. The firm may appoint sub‑advisors and third‑party managers — including a documented relationship with Mariner Wealth Advisors — and acts as liaison to TPMs, receiving and disclosing ongoing portions of TPM fees when applicable.

Noteworthy differences from many peers include operating from five offices and an ownership relationship with a local CPA firm that can provide bookkeeping, payroll and tax services to clients; both arrangements are disclosed as potential sources of conflicts of interest. The firm’s principals also engage in other business activities (insurance sales, business brokering, lead generation and real‑estate development), and those affiliations and related conflict‑management policies are described in the firm’s disclosures and Code of Ethics.