SN Private Wealth Group, LLC

The firm provides advisory services to individuals, high‑net‑worth clients, and pension and profit‑sharing plans, offering both discretionary and non‑discretionary portfolio management, pension consulting for retirement plans, and standalone financial planning. Its coverage includes a wide range of investment types — from mutual funds and fixed income to REITs, ETFs, annuities and private fund interests — and the firm documents client objectives in an Investment Policy Statement for each engagement.

The firm’s investment process centers on written Investment Policy Statements and relies on fundamental analysis and modern portfolio theory to construct portfolios, often seeking discretionary trading authority to implement recommendations. It combines long‑term strategies with the use of margin and options (noted as higher‑risk techniques) and delivers financial planning as a fixed‑fee, one‑time plan unless clients request additional services.

Distinctive elements in the brochure include the firm’s stated pension consulting capability and the emphasis on portfolio management for individual clients, both of which are less common among firms in this category, and the affiliation with an insurance practice whose licensed supervised person may receive commissions for insurance sales, a disclosed conflict of interest. The firm also discloses that it does not act as a private fund adviser despite advising on private fund investments, notes relationships with Schwab Institutional that may provide research or soft‑dollar benefits, and states it does not aggregate block trades for multiple client accounts.