Smith Capital Management, LLC

The firm serves individuals (including some high‑net‑worth clients), businesses, and small pension clients, managing approximately $9.5 million on a discretionary basis and providing ongoing portfolio management. Services include written and hourly financial planning covering tax, insurance, retirement, and estate planning, along with discretionary investment management across stocks, bonds, mutual funds, ETFs, government securities, and options.

The advisor tailors recommendations through consultations that consider employment status, cash reserves, retirement account values, age and anticipated retirement date, other income sources, and individual risk tolerance, and then monitors and adjusts client portfolios. Investment methods combine fundamental and technical analysis and may employ options strategies, leveraged or inverse ETFs for hedging or tactical purposes, and third‑party managers when accessing alternative investments.

A distinctive feature is the firm’s advisory and fiduciary work for company retirement‑plan sponsors, an offering that is relatively uncommon among similar independent firms, supported by retirement‑plan and fiduciary credentials (CRPS, AIF, ChFC) held by the principal. The firm discloses it does not accept securities commissions (it does sell fixed insurance products for commissions), does not vote client securities, and recommends a specific custodian for brokerage and custody.