SMEAC Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,700,000
Total clients
22
9% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
22
Average account size
$486,364
About
The firm's sole investment adviser serves individual clients, high‑net‑worth individuals and business entities, providing discretionary and non‑discretionary portfolio management, financial planning, and consulting. It charges percentage‑of‑AUM advisory fees and also offers family office and wealth transfer planning services in addition to standard portfolio management.
Investment advice is tailored to each client and may use unaffiliated model portfolios, with ongoing monitoring and rebalancing. The firm’s stated investment toolkit includes fundamental and technical analysis and, notably for a small, solo adviser, may employ options, margin, short sales, frequent trading and exposure to leveraged ETFs and derivatives, which can increase complexity and risk.
Compared with peers, the firm is relatively small—managing roughly $10.7 million for about 22 clients—but offers family office services and insurance product sales (the adviser is separately licensed as an insurance agent, which can create commission conflicts). The firm also requires use of a specific custodian (Charles Schwab) and discloses receipt of brokerage research/benefits, and it recorded a 2024 regulatory examination finding related to recordkeeping and disclosure that resulted in a Consent Order and $3,000 civil penalty in September 2025.
Client services
Financial planning
Portfolio management
Advisory consulting & family office and wealth planning
Advisory consulting & family office and wealth planning
Expertise
Active portfolio management
Options & derivatives strategies
Real estate investing
Fee options
Fixed fees for financial planning and consulting services generally range between $200 and $1,000
0.25% to 1.00% annually (variable, negotiable based on asset size, complexity, and services)
Commissions earned separately by associated persons for insurance products sold; commissions are separate from advisory fees
Fee-only: Fixed fees ranging from $200 to $1,000 for financial planning and consulting services, negotiable based on complexity and scope
Main office location
SMEAC Financial, LLC
Nolensville TN, United States
Number of offices
1
Most active in
SMEAC Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Tennessee · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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