SmartPath Advisors

Hi, I’m David Fowler – the founder of High Mountain Financial Planning, a virtual fee-only financial planning & investment management firm. HMFP is a Registered Investment Advisory firm located in Fort Myers, Florida, and with the use of modern technology able to serve clients across the entire United States. With almost 20 years of experience in financial services, I started HMFP with the goal of making fee-only advice from a fiduciary available to everyone – regardless of how much or how little they may have accumulated (so far). ABOUT HMFP High Mountain Financial Planning exists to help people live purposeful, passionate, adventure filled lives – both today and tomorrow. Our Mission – To guide individuals and families to building a life they love – through coaching, education, and planning. WHO I SERVE As an avid outdoorsman (I love hiking/backpacking & trail running) and entrepreneur, I enjoy working with people who have an affinity for the Great Outdoors and/or are dealing with the many challenges associated with retirement planning. With that in mind, I work with: • Folks near or at retirement • Outdoor Enthusiasts • Gen X If you love being outdoors or are getting ready to step into "what's next" - you are in the right place and have found your planner! Book a complimentary meeting to see how we can collaborate and achieve your goals at https://www.highmountainfinancial.com/free-consultation HOW I HELP • I help you to discover and build a plan to have freedom – money freedom, time freedom, and mental freedom • I help you identify and eliminate any gambling or speculating that may be occurring with your investments • I simplify the planning process – breaking your planning to actionable attainable steps CERTIFICATIONS & QUALIFICATIONS • I am a CERTIFIED FINANCIAL PLANNER™ • I have earned the Chartered Financial Consultant® (ChFC®) designation • I am independent • I am a Fee-Only financial planner • I am a Fiduciary NEXT STEPS • Learn more on the HMFC website - https://www.highmountainfinancial.com/ • Book a 30 minute conversation on my calendar - https://www.highmountainfinancial.com/free-consultation • send me an email - dfowler@highmountainfinancial.com

Tachelle Nettles is a CFP® and Series 65-registered advisor with SmartPath Advisors, bringing two years of industry experience. Prior to joining SmartPath, she held roles at Abacus Wealth Partners and Intuit. Outside of advising, she owns a candle-making business called Inhale by Chelle Candles and is a commissioned Tennessee Notary Public. SmartPath Advisors offers short, engagement-based financial planning services primarily to individuals accessing services through employers or organizations, as well as high-net-worth clients. The firm focuses on planning rather than asset management and incorporates an AI-powered subscription service called Frank to provide ongoing financial analysis.

Mark Sinderson is a CFP® with 23 years of industry experience, currently serving at SmartPath Advisors since 2020. His prior roles include positions at SmartPath, Inc., Financial Clarity Partners, LLC, and Liberty Partners Capital Management, LLC. SmartPath Advisors provides planning-focused, engagement-based advisory services to individuals, often through employer or organizational sponsorships, as well as to high-net-worth clients. The firm emphasizes passive, diversified asset-allocation recommendations without managing client assets or offering discretionary portfolio management, and it offers an AI-powered subscription service alongside short-term planning sessions.

Kyle Moore is a CFP® professional with 10 years of industry experience, currently practicing at Cru Wealth Management in North Richland Hills, TX. His work history includes roles at Fidelity Investments, Charles Schwab & Co., Inc., Facet Wealth, and Origin Financial. In addition to his advisory duties, he is involved with Cru Tax, a separate tax preparation service. Cru Wealth Management serves individual and high-net-worth clients by providing investment management, financial planning, and tax-related referrals. The firm employs a primarily passive investment approach using diversified portfolios of index mutual funds and ETFs, incorporates third-party manager models, and conducts discretionary management with quarterly reviews.

Alok Deshpande is a Series 65-licensed financial advisor at SmartPath Advisors with eight years of industry experience. He has been with SmartPath Advisors since 2019 and is also the CEO and Co-Founder of SmartPath, Inc., a financial education and coaching company based in Atlanta. In his role as CEO, he focuses on business strategy, seminar delivery, and client engagement. SmartPath Advisors provides planning-focused, engagement-based advisory services primarily for individuals who access them through employers or organizations, as well as high-net-worth clients. The firm offers short-term financial planning sessions and an AI-powered subscription service, emphasizing passive, diversified asset allocation without managing client assets or executing trades.