Smart Path Wealth Management, LLC

Smart Path Wealth Management provides comprehensive financial planning and portfolio management for individual clients and a range of organizations, including business entities, pension and profit-sharing plans, charitable organizations, corporations, and other advisers. Services described in the brochure include ongoing retainer-based financial planning with continuous access, one-time comprehensive financial plans, project-based consulting, and discretionary and non-discretionary investment management.

The firm employs a hybrid investment approach that combines passive asset-class exposures (index mutual funds and ETFs) with selective fundamental and cyclical analysis to construct portfolios of individual equities, mutual funds, ETFs, fixed income and other securities. Portfolios are tailored to each client’s risk tolerance, tax situation and goals, with periodic reviews, rebalancing, and tax-aware actions such as tax-loss harvesting when appropriate.

Distinctive aspects noted in the brochure include offering both subscription-style ongoing planning and modular project consulting alongside asset management, and serving a broader client mix than many peers by working with businesses and institutional-type clients as well as individuals. The firm’s principal holds the CFA charter, the advisor maintains two offices while operating with limited personnel, and the firm implements trades on an individual-account basis rather than using aggregated block trading.