Smart Choice Financial Planning, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$96,000,000
Total clients
80
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
80
Average account size
$1,200,000
About
Smart Choice Financial Planning provides financial planning, retirement and estate consultations, and portfolio monitoring to individuals, families and small business clients without requiring account minimums. Services include project-based financial planning, periodic portfolio reviews, and an ongoing portfolio monitoring offering.
The firm emphasizes a primarily passive, low-cost investment approach and documents client objectives and risk tolerances in written investment policy statements to guide asset allocation and rebalancing. Portfolio monitoring clients are served on a non-discretionary basis, so trades are executed only with prior client approval.
Compared with many independent advisers, the firm does not bill on a percentage-of-assets basis and operates on project or fixed-fee arrangements while maintaining a fee-only, no-commission practice. It manages roughly $96 million for about 80 clients as a single-advisor, CFP-certified practice that allows customized asset allocations and client control over included asset classes.
Client services
Expertise
Fee options
Portfolio monitoring services charged as negotiable annual flat fees billed semi-annually; fees vary depending on time demands and are customized per client.
Hourly financial planning fees at $250 per hour.
Fee-only: Financial planning fees are project-based hourly fees at $250 per hour; Portfolio monitoring service fees are negotiable annual flat fees billed semi-annually.
Main office location
Smart Choice Financial Planning, Inc.
St. John IN, United States
Number of offices
2
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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