SMAART LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$84,700
Clients
9
0% high-net worth
Advisors
1
of 4 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
9
Very LowAverage account size
$9,411
About
SMAART LLC provides holistic financial planning, investment guidance, tax planning and preparation, and small-business accounting and bookkeeping for middle-income individuals, families, and small businesses. Services also cover retirement and estate planning reviews, insurance analysis, payroll support, notary and document preparation, and the sale of fixed-benefit and property-and-casualty insurance products.
The firm tailors advice around each client’s tax situation, cash flow and risk tolerance, using public third-party research and internal analysis to build portfolios that commonly emphasize no-load mutual funds, U.S. government bonds, CDs, high-quality corporate bonds and selective equities. Advice and implementation are delivered through retainer agreements (full and specific retainers) with scheduled meetings and options for monthly billing or ACH/credit-card payment.
Distinctive features include an integrated tax and accounting capability — staff hold IRS Enrolled Agent certification and the firm provides in-house tax preparation and small-business accounting alongside advisory services — and maintained insurance licensure permitting the sale of fixed insurance products. SMAART’s use of retainer/subscription-style engagements combined with accepting commissions for certain fixed insurance products, while disclaiming variable annuity sales, is an uncommon combination among its peers.
Client services
Financial planning
Portfolio management
Expertise
General tax planning
Cash flow / budgeting
Fee options
Financial Review: $500 flat fee; Tax preparation outside other agreements: minimum $199 for individuals, $249 for businesses, plus additional charges for amended or additional returns.
Hourly fees range from $175 to $500 per hour for specific/custom requests.
Full Retainer: fixed monthly fee (implied by description but exact monthly amount not specified); fees billed monthly or per contract terms.
Fee-only: Full Retainer: $5,000 - $10,000 annually; Specific Retainer: flat fees and hourly fees from $175 to $500 per hour; Financial Review: $500 flat fee.
Main office location
SMAART LLC
8200 Hialeah Gardens Blvd, Ste 8
Hialeah FL 33018, United States
Number of offices
1
Most active in
SMAART LLC has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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