SJC Capital Advisors LLC

SJC Capital Advisors LLC provides ongoing discretionary portfolio management to individual and high-net-worth clients, creating individualized Investment Policy Statements and charging percentage-of-assets fees with no account minimum. Services focus on asset allocation, security selection, and regular monitoring across mutual funds, equities, fixed income, ETFs, REITs and government securities.

The firm combines charting, fundamental and technical analysis and implements long-term and short-term trading alongside covered-call strategies; it may use options and other derivatives within separately managed accounts. Accounts are reviewed monthly and managed on a discretionary basis, with custodial arrangements through Schwab Institutional and advisory fees typically deducted directly from client accounts.

Notably, SJC also provides pension consulting for employee benefit plans — including written plan development, guidance on investment options, manager recommendations, and ongoing monitoring — alongside its individual client work. The firm manages its assets directly rather than using third-party managers and oversees a compact client base (about 19 clients) representing roughly $30.9 million in discretionary assets.