SIP Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$24,426,149
This total excludes 2 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
88
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
88
Average account size
$277,570
About
SIP Financial Services provides financial planning, portfolio management, and pension consulting to a mix of individuals and institutional-type clients. Its stated client base includes pension and profit‑sharing plans and charitable organizations in addition to trusts, estates, corporations, and other business entities, a broader mix than many independent advisers that primarily serve retail individuals.
The firm delivers customized investment advice largely on a non‑discretionary basis, providing ongoing supervision and rebalancing while seeking client approval before placing trades. Its investment process draws on fundamental, technical and cyclical analysis and can incorporate both long‑ and short‑term trading, options and margin strategies where suitable for a client’s objectives and risk tolerance.
Notable details from the brochure include $24,426,149 in assets managed on a non‑discretionary basis as of December 31, 2024 and explicit pension consulting services that cover plan review, asset selection, performance monitoring, and participant education—services that are uncommon among similar solo independent firms. The firm also participates in an institutional custody program with TD Ameritrade, directing brokerage there and receiving research and operational benefits through that relationship.
Client services
Financial planning
Portfolio management
Pension consulting
Fee options
Financial planning fixed fees range from $500 to $5,000, negotiable.
$0 - $500,000: 1.25% $500,001+: 1.00%
Financial planning hourly fees typically range from $150 to $250 per hour.
Account minimum: No minimum stated; firm may terminate accounts considered too small to effectively manage Fee-only: Financial planning fees typically range $150 to $250 per hour or fixed fees from $500 to $5,000, negotiable.
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Main office location
SIP Financial Services
133 Saratoga Road, Suite #5
Glenville NY 12302, United States
Number of offices
1
Forms ADV
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