Silverman + Associates Wealth Management, LLC

The firm provides discretionary investment management and financial planning to individual and high‑net‑worth clients. Services include ongoing portfolio management, written financial plans, and management of held‑away defined contribution participant accounts via a third‑party platform that permits review and periodic rebalancing without direct custodian access.

Portfolios are managed on a discretionary basis with investment selection, asset allocation and monitoring tied to each client’s goals, time horizon and risk tolerance, and accounts are reviewed at least quarterly. The firm may engage sub‑advisors and third‑party managers and monitors those managers’ performance and reporting; its investment analysis may incorporate fundamental, technical, charting and cyclical methods depending on client objectives.

Distinctive features include an affiliated insurance business (the adviser spends a small portion of time on insurance activities) and arrangements to receive referral or sub‑advisor fees for certain third‑party manager relationships; the brochure discloses these revenue sources and describes conflict‑of‑interest mitigations such as disclosures and a fiduciary duty. The firm reports managing roughly $101 million for about 94 client relationships and emphasizes the use of external managers and held‑away account tools as part of its service mix.