Silver Oak Securities, Incorporated

Silver Oak Securities, Inc. provides advisory services to individuals (including high‑net‑worth clients), families, corporations, retirement plans, and charitable organizations, managing roughly $2.03 billion in discretionary assets through a network of more than 100 financial professionals. The firm offers individualized portfolio management (Compass), a unified managed account program that uses outside strategists (AdvisorFX), financial planning, third‑party manager referrals, and solutions to manage held‑away retirement plan assets.

Investment advice is delivered mainly on a discretionary basis, with Financial Professionals tailoring portfolios across ETFs, mutual funds, individual securities, options and fixed‑income to match clients’ objectives and risk tolerances, and AdvisorFX combining strategist sleeves with SOSI acting as an overlay manager. SOSI uses both internal and third‑party due diligence processes—Orion conducts ongoing reviews for certain strategists while SOSI assumes direct responsibility for others—and provides ongoing account reviews and reporting through custodial and platform relationships.

Distinctive features include its dual registration as an investment adviser and broker‑dealer and the fact that many advisors are also registered representatives and insurance agents, arrangements the firm discloses and monitors because they can create conflicts of interest. The firm has disclosed recent regulatory matters, including a 2025 FINRA censure related to supervisory and record‑retention failures for consolidated reports, and offers less common services among peers such as a fixed‑fee comprehensive wealth management option and a Pontera linkage to manage held‑away employer retirement plan accounts.