Silo Financial LLC

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Client assets under management

Clients

1,861

0% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

931

Very High

Average account size

About

Silo Financial provides online, algorithm-driven portfolio management services to individual investors, including offerings for joint and trust accounts. The firm operates a self-directed, internet-based platform where clients can access suitability scores and execute trades among NASDAQ/NYSE equities, ETFs, and fixed income instruments.

Investment guidance is delivered through automated suitability scores (1–100) that the platform assigns to available securities based on client inputs such as risk tolerance, income, and investment horizon. Clients retain final decision-making authority on purchases; Silo does not exercise discretionary trading and does not perform ongoing, individualized account reviews for its robo-advisory accounts.

Distinctive features include an unusually large client base per advisor (the brochure reports 1,861 clients supported by two advisors) and a business model that does not rely on traditional percentage-of-assets-under-management advisory fees for its robo service. The firm also uses promotional programs and third‑party marketing arrangements — including paid affiliates and referral incentives, new‑member bonuses, and occasional commission‑covering promotions — which the brochure discloses as potential conflicts for prospective clients to consider.

Client services

Portfolio management

Robo-advisory algorithm services to aid in individual's decision to invest in securities

Expertise

Passive / index investing Income planning

Fee options

Commissions

Clients pay commissions charged by custodian Interactive Brokers on purchase and sale of securities; commissions may be covered by Silo during promotional periods up to $100,000 yearly trading volume.

Subscriptions

Silo Rewards Program subscription fees: $20/month for Silo Gold (minimum $5,000 account), $80/month for Silo Platinum (minimum $25,000 account).

Main office location

Silo Financial LLC

Austin TX, United States

Number of offices

Most active in

Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn X YouTube Website (512)-954-0626

Advisors at this firm

Hariharan J

Series 65

Austin, TX

Silo Financial LLC

Hariharan Jayakumar is a financial advisor at Silo Financial LLC with a Series 65 credential and three years of industry experience. He has worked at Silo Financial since 2022 and has also been a contractor for YouTube since 2017. Outside of advising, he operates a YouTube channel called "Logically Answered," which focuses on business and technology content and has amassed 500,000 subscribers. Silo Financial LLC provides an online, algorithm-driven robo-advisory platform serving individual and joint clients with portfolio management for fixed income, Treasury inflation-protected bonds, ETFs, and NYSE/NASDAQ equities. The firm emphasizes a self-directed, non-discretionary investment approach with a long-term trading orientation, supporting a large client base through its internet-only delivery model.

Passive / index investing Income planning

Akhsheiy T

Series 65

Austin, TX

Silo Financial LLC

Akhsheiy Tangutur is a financial advisor at Silo Financial LLC with three years of industry experience. He holds a Series 65 designation and has previously worked at Charles Schwab and Lovins Trosclair PLLC. Silo Financial LLC operates an online, algorithm-driven robo-advisory platform that serves individual and joint clients with portfolio management for fixed income, Treasury inflation-protected bonds, ETFs, and NYSE/NASDAQ equities. The firm emphasizes a long-term trading orientation and a self-directed, non-discretionary investment approach delivered through an internet-only model.

Passive / index investing Income planning

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