Signal Securities, Inc.

Signal Securities provides advisory services to individuals (including high‑net‑worth clients), pension and profit‑sharing plans, charitable organizations, and corporations. The firm offers portfolio management, financial planning, separately managed accounts, a 401(k) optimizer, and also operates brokerage and insurance businesses through its affiliated broker‑dealer and insurance agency.

The firm’s stated investment philosophy emphasizes managing risk through diversification and a consultative process that collects client financial data, risk tolerances, and objectives to recommend one of several model portfolios or customized allocations. Much of Signal’s advice is delivered on a non‑discretionary, client‑consent basis across asset allocation, private client, and SMA programs, although the firm also operates discretionary model portfolios (including a discretionary 401(k) service).

Signal is distinctive among peers in maintaining active broker‑dealer operations alongside its SEC‑registered advisory program and noting that its representatives may be registered brokers and licensed insurance agents, which can result in commissionable transactions or recommendations of insurance products. The brochure also discloses that the firm manages the large majority of its reported assets on a non‑discretionary basis (the firm reported approximately $557.5 million non‑discretionary vs $41.6 million discretionary as of December 31, 2024) and that it recommends Schwab as a preferred custodian, a relationship that may provide Signal with brokerage and research services.