Shum Financial Group, Inc.

Maria Valencia is a Series 65 licensed financial advisor with Shum Financial Group, Inc., where she has worked since 2021. She has two years of industry experience and previously held roles at Brown Sugar Kitchen and Tulane University. Shum Financial Group serves individuals, businesses, and charitable organizations with portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach includes fundamental analysis, written investment policy statements, and the use of derivatives and margin in managed accounts, which is uncommon among similar team firms.

Elyse Sanchez is a CFP® and holds a Series 66 license with nine years of industry experience. She has been with Shum Financial Group, Inc. since 2016 and previously worked at Girard Securities, Inc. and Girard Securities during 2016 and 2017. Shum Financial Group serves individuals, businesses, and charitable organizations with portfolio management, financial planning, and retirement plan advisory services. The firm employs fundamental analysis, written investment policies, and quarterly reviews, and is notable for permitting the use of derivatives and borrowing in separately managed accounts, as well as offering 3(38) discretionary management for retirement plans.

Cliff Shum is a CFP® professional with 27 years of industry experience, currently serving as an advisor at Shum Financial Group, Inc. since 2016. He previously operated as a sole proprietor and worked at Girard Securities, Inc. from 2013 to 2017. Outside of his advisory role, he maintains a limited insurance practice. Shum Financial Group serves individuals, businesses, and charitable organizations with portfolio management, financial planning, and retirement plan advisory services. The firm employs a fundamental analysis approach with written investment policies and quarterly reviews, and it is notable for permitting the use of derivatives and margin in separately managed accounts.

Stephanie Fisher is a financial advisor at Shum Financial Group, Inc. in Alameda, CA, holding a Series 65 designation with two years of industry experience. She has been with Shum Financial Group since 2019 and previously worked at Jack Brain & Associates from 2004 to 2019. Shum Financial Group serves individuals, businesses, and charitable organizations with portfolio management, financial planning, and retirement plan advisory services. The firm employs a fundamental analysis-driven investment process and utilizes strategies including options trading and margin, which are less common among similar team firms.