Sherwood Wealth Management

Sherwood Wealth Management offers customized financial planning and portfolio management to individual and high‑net‑worth clients, including advice on retirement, tax, estate, education, cash flow and divorce-related financial matters. Although registered as an investment manager, the firm’s brochure emphasizes one‑on‑one planning services for individuals and an investment account minimum of $250,000.

The firm employs fundamental analysis within a Modern Portfolio Theory framework to construct diversified portfolios across domestic and international equities, fixed income and real estate, typically using mutual funds and ETFs and managing accounts on a discretionary basis. As is common for its peer group, advisory compensation is asset‑based and the firm routes custody and trade execution through a national custodian (Charles Schwab).

Compared with many investment managers, Sherwood operates as a small, single‑advisor practice with modest reported assets under management and explicitly offers fixed‑fee financial planning in addition to AUM management—an arrangement more often seen at advisory firms focused on individuals than at institutional managers. The brochure also discloses that the firm’s principal maintains outside employment as a K–12 substitute teacher and that the firm recently changed its name and raised its minimum account requirement, reflecting active changes in its business model.