SHEPHERD Financial LLC

Shepherd Financial provides wealth management, discretionary portfolio management, and financial planning to individuals, high‑net‑worth households, trusts, estates and retirement plans. The firm also offers standalone financial planning engagements and retirement plan advisory services to plan sponsors and their participants.

The firm’s investment approach is primarily long‑term and ETF‑oriented, with portfolios constructed after internal due diligence and adjusted as needed for rebalancing, cash needs or risk‑management; the advisor may also use individual stocks, bonds or cash positions and occasionally execute shorter‑term trades to meet client objectives. Financial planning is frequently integrated into management engagements, and the firm will advise on retirement distributions and rollovers while coordinating with outside tax, legal or insurance professionals as appropriate.

Compared with many independent peers, the firm combines individual wealth management with formal retirement plan consulting (including 3(21) advisory services, IPS design, benchmarking and participant education) and maintains relationships that support plan clients — a service set that is relatively uncommon for firms of this size. The firm’s principal is a CFP® practitioner who also maintains insurance licensing and conducts insurance business (about ten percent of his time), and the advisory practice manages a modest asset base for a small client roster, enabling frequent personal contact.