Sheer Empowerment Financial, LLC logo

Sheer Empowerment Financial, LLC

Updated today

Total assets under management

$0

Total clients

0

Total advisors

1

of 1 employees

Firm size

Investment Manager

May not manage individual clients

Average clients per advisor

0

Average account size

About

Sheer Empowerment Financial provides financial planning to individuals, high-net-worth individuals, corporations, and other businesses, delivering both targeted and comprehensive planning engagements. Services include retirement and tax planning, estate and insurance reviews, employee benefits optimization, and college-savings analysis, with clients receiving written or electronic financial plans.

When investment analysis is performed as part of a financial plan, the firm uses a mix of fundamental, technical, cyclical, and charting analysis and emphasizes modern portfolio theory and passive investment strategies (typically index mutual funds and ETFs). The firm tailors plans to client goals and risk tolerances, allows reasonable client‑imposed restrictions in writing, and provides implementation support while leaving brokerage and trade execution to the client’s chosen custodians.

The firm does not provide investment management, reports no assets under management, and does not accept custody of client funds; instead it charges flat fees for engagements, subscription-style ongoing planning, and, in limited cases, hourly fees (hourly rates disclosed in the brochure). The firm also discloses it receives no third‑party compensation or soft‑dollar benefits and follows CFP® and CFA professional standards, with the principal maintaining outside coaching work described in the supplement.

Client services

Financial planning

Expertise

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance General retirement planning

Fee options

Fixed

Initial financial planning services charged on a flat-fee basis, typically $2,000 to $5,000; ongoing financial planning offered on a flat-fee basis, $400 to $800 quarterly or $1,000 to $3,000 annually.

Project-based

Hourly financial planning fees typically range from $250 to $400 per hour.

Other

Fee-only: Financial planning fees range from $2,000 to $5,000 for initial engagements; ongoing planning fees generally $400 to $800 per quarter or $1,000 to $3,000 annually; hourly fees range from $250 to $400 per hour.

Main office location

Sheer Empowerment Financial, LLC

75 Main St, Ste 4 Pmb 168

Plymouth NH 03264-1565, United States

Number of offices

1

Most active in

New Hampshire

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Quick links

Advisors at this firm

Matt S

CFP®, CFA®

Plymouth, NH

Sheer Empowerment Financial, LLC

I started my career in Boston working with ultra-high-net-worth clients at a large wealth management firm. After more than a decade in that environment, I realized I wanted a different kind of success — one built around health, family, and purpose. In 2018, my wife and I relocated our family to the White Mountains of New Hampshire, where we’re raising our two kids and running our own businesses. That experience of stepping off the traditional path deeply shapes the way I now serve my clients. At Sheer Empowerment Financial, I work with mid-career professionals, parents, and self-employed individuals who are navigating transitions and want to bring more clarity and intention to their money. Whether you’re changing careers, growing a business, planning for kids, or simply seeking alignment between your finances and your values, I’ll help you simplify the complex, make thoughtful decisions, and move forward with a plan that reflects what matters most. I’m an advice-only, flat-fee planner — no product sales, no portfolio minimums, and no hidden agenda. My role is to provide you with objective, practical strategies and clear steps you can actually take. Ongoing support is available if you want a long-term partner, but it’s always flexible: some clients prefer periodic check-ins, while others just need a comprehensive plan or a focused session to gain confidence in their next move. As a CFA® Charterholder, CFP® professional, and Certified Health & Wellness Coach, I bring both technical expertise and a holistic perspective. Because money decisions don’t exist in isolation — they shape how you spend your time, manage your energy, and build the life you envision. If you’re looking for expert guidance from someone who’s been through major transitions himself, I’d love to connect. Together we can design a financial plan that reflects your values, supports your goals, and gives you the freedom to create the life you truly want.

Business ownership considerations Business exit / sale strategy Founder/Business Owner Mid-Career Professionals Gen Y/Millennials (Born 1980-1995)
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