Shapiro Financial Security Group, Inc.

Shapiro Financial Security Group provides financial planning, consulting and investment management primarily to individual clients, offering both discretionary and non-discretionary portfolio management that typically allocates assets among mutual funds and ETFs. The firm also offers tax preparation and accounting/bookkeeping services to certain advisory clients and provides periodic educational seminars and workshops, some at no charge and others sponsored on a flat-fee basis.

The firm’s investment process emphasizes risk management and client-specific planning, including an initial assessment of risk tolerance, time horizon and liquidity needs, followed by construction of diversified portfolios aimed at income and growth. It generally prefers funds with a multi-year track record but will use newer funds when a manager’s experience warrants it, and conducts account reviews on a regular basis (typically quarterly or semiannually).

Noteworthy for its peer group, the firm is affiliated with an accounting practice and directly offers tax and bookkeeping services to advisory clients, a combination that is uncommon among supported firms and can affect implementation and potential conflicts of interest. The firm also routinely provides client education through seminars and workshops — a service less commonly offered by similar advisers — and focuses its client base on individuals rather than high‑net‑worth households.