SFM Financial Advisors LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$11,000,000
Total clients
11
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
11
Average account size
$1,000,000
About
SFM Financial Advisors provides fee-only financial planning, investment advising, and tax-advising services to individuals, estates, trusts, and charitable organizations, with a stated primary focus on retirees, widows/widowers, and those nearing retirement. The firm outlines comprehensive planning and retainer-based ongoing advisory arrangements, and notes that tax-preparation services are optional and billed separately.
The firm follows a strategic asset-allocation approach, using historical risk/return data, computerized modeling, index ETFs and no-load mutual funds, and annual rebalancing to keep net investment costs low. Accounts are managed on a non-discretionary basis—SFMFA obtains client consent for trades—and the adviser emphasizes minimizing total management fees rather than pursuing active management.
Noteworthy features in the brochure include a disclosure of a brief association with Blend Financial dba Origin Financial (Jan–May 2022) and the firm’s practice of providing professional referrals without accepting referral fees or commissions; the brochure also states that clients may purchase recommended products through other, unaffiliated agents. SFMFA reports under $10 million in non-discretionary AUM, a $250,000 minimum for advisory services, and offers occasional no-fee educational workshops, which are less common among independent advisers.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
General retirement planning
Income planning
General tax planning
Wealth management
Occupation focus
Retired
Demographic focus
Widow/Widower
Approaching retirement
Fee options
<$250,000 - $250,000: 0.88% annually (0.22% quarterly) $250,001 - $1,000,000: 0.72% annually (0.18% quarterly) >$1,000,000 - $3,000,000: 0.60% annually (0.15% quarterly) >$3,000,000+: 0.50% annually (0.125% quarterly)
$219/hour (legacy clients only)
Account minimum: $250,000 Fee-only: Fee-only financial planning and advising; no commissions or referral fees
Main office location
SFM Financial Advisors LLC
10000 Ne 7 Th Ave, Ste 330 I
Vancouver WA 98685, United States
Number of offices
1
Most active in
SFM Financial Advisors LLC has reported serving >5 clients in these states in the last 12 months.
Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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