Service One Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,500,000
Clients
27
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$166,667
About
Service One Financial provides investment advisory and financial planning services to individuals as well as pension and profit‑sharing plans, trusts, estates, charitable organizations and business entities, and supports employer retirement and group health programs through an affiliated benefits group. The firm offers portfolio management, financial consulting, pension consulting and 401(k) plan services.
The firm typically delivers custom‑tailored, primarily non‑discretionary advice and offers both wrap‑fee and non‑wrap account arrangements, monitoring portfolios and implementing transactions only with client approval. Investment recommendations can include stocks, ETFs, mutual funds, hedge funds, private equity and managed futures, with fund and manager selection based on style, track record and independent risk ratings; the firm also provides standalone financial planning engagements and may offer commissionable insurance products.
Noteworthy distinctions include the principal’s licensed roles as a real estate broker and as an insurance agent (outside activities that the firm discloses consume a meaningful portion of the principal’s time), and the firm’s sponsorship of a wrap‑fee program. It is also atypical for a single‑advisor practice of this size to serve institutional retirement clients and to operate with primarily non‑discretionary assets, arrangements the brochure discloses along with potential conflicts of interest arising from outside compensation.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Business succession planning
College savings (529s, UTMA, etc.)
Fee options
Fixed fees for financial plans ranging from $500 to $5,000
0.5% to 2.0% annually (negotiable, charged quarterly in arrears)
Commissions may be earned for sale of insurance products (non-variable), but not for securities products
$250 per hour
Fee-only: Hourly fee of $250 per hour; Fixed fees ranging from $500 to $5,000
Main office location
Service One Financial
27131 Calle Arroyo, Suite 1722
San Juan Capistrano CA 92675, United States
Number of offices
1
Most active in
Service One Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")