Sentinel Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,156,146
Clients
48
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Average account size
$149,086
About
Sentinel Financial Planning serves individuals, families and high‑net‑worth clients, managing roughly $5.15 million across a small client base. The firm offers discretionary portfolio management alongside a full suite of financial planning services, including retirement planning, tax and estate planning, college savings, business planning, and insurance reviews.
The firm develops individualized investment policy statements and implements portfolios using a mix of approaches — fundamental analysis plus technical, cyclical and charting techniques — while also employing passive index funds and ETFs where appropriate. Clients receive ongoing monitoring and quarterly account reviews, and financial planning is offered as an ongoing subscription service as well as in one‑time, limited‑scope, and hourly formats.
Noteworthy features include a subscription‑style comprehensive planning engagement with an upfront onboarding component, explicit prorated refund policies if work is terminated before completion, and multiple fixed‑fee planning alternatives. The firm states it receives no third‑party compensation, generally recommends Charles Schwab as custodian while allowing client choice, does not provide separate written investment reports to managed accounts, and the lead advisor holds CFP certification and an M.S. in Financial Planning while maintaining an insurance license that is not used to sell products to clients.
Client services
Expertise
Fee options
One-time comprehensive financial plan: $5,000 (negotiable); Limited scope financial planning: $2,500 (negotiable); Comprehensive financial planning upfront fee: $500 plus ongoing $250 per month
1.00% annually, flat fee
$300 per hour
Main office location
Sentinel Financial Planning, LLC
Edgewater MD, United States
Number of offices
2
Most active in
Maryland
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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