Sensible Money, LLC

Charles Picerni is a CFP® professional with four years of industry experience. He is currently an advisor at Sensible Money, LLC in Scottsdale, AZ, where he has worked since 2021. His prior experience includes roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, as well as positions outside finance with organizations such as the San Francisco Giants and Lululemon Athletica. He was also involved with the Professional Baseball Scouts Foundation for six years. Sensible Money, LLC is an independent SEC-registered advisory firm serving primarily individual clients, including those approaching or in retirement. The firm offers financial planning and discretionary investment management through its Juicing® Plan and Juicing® PLUS services, using liability-driven investing and diversified portfolios tailored to align cash flow with client withdrawals.

Tabitha Daly is a CFP® with five years of industry experience, currently serving as a financial advisor at Sensible Money, LLC in Scottsdale, AZ. Her prior experience includes roles at TFO Phoenix, Inc., Versant Capital Management, and Charles Schwab. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily for individual clients approaching or in retirement. The firm uses liability-driven investing and modern portfolio theory, emphasizing diversified portfolios and household-level management to align cash flow with client withdrawals.

Dana Anspach is a CFP® professional with 23 years of experience in financial planning and investment management. She has been with Sensible Money, LLC since 2011. Dana is also an author, collecting royalties from books and courses she has created, and is a partner in a health and wellness business operated by her husband. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily for individual clients approaching or in retirement. The firm employs liability-driven investing and modern portfolio theory, focusing on diversified portfolios with fixed-income strategies and household-level portfolio management.

Oscar Vives Ortiz is a financial advisor with Sensible Money, LLC, holding CFP®, PFS™, and Series 66 credentials and two years of industry experience. He previously worked at PNC Private Bank for eight years and had shorter tenures at LPL Financial, LLC and PEACE Wealth Management. Outside of his advisory role, he provides technical review and consulting on financial education materials across various planning topics. Sensible Money, LLC is an independent SEC-registered advisory firm serving primarily individual clients, including those nearing or in retirement. The firm offers financial planning and discretionary investment management through its Juicing® Plan and Juicing® PLUS services, employing liability-driven investing and diversified portfolios that include mutual funds, ETFs, and fixed-income securities.

Nancy Fellinger is a CFP® and ChFC® with 31 years of experience in the financial services industry. She has been with Sensible Money, LLC since 2018 and previously worked at Coburn & Meredith, Inc for nine years. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily to individual clients, including those approaching or in retirement. The firm uses liability-driven investing and modern portfolio theory to tailor diversified portfolios, often incorporating bond ladders and buy-to-maturity strategies, and manages household-level portfolios with individualized trade execution.

Kathleen Mealey is a CFP® and holds a Series 65 license with 15 years of experience in the financial industry. She has been with Sensible Money, LLC since 2014, working in their Marblehead, MA office. Sensible Money, LLC is an independent SEC-registered advisory firm that serves individual clients, particularly those approaching or in retirement. The firm offers financial planning and discretionary investment management through its Juicing® Plan and Juicing® PLUS services, employing liability-driven investing and diversified portfolios that include mutual funds, ETFs, and fixed-income holdings.

Amy Shepard is a CFP® professional with 10 years of experience in financial advising. She has worked at Sensible Money, LLC since 2019 and previously held roles at Northwestern Mutual Life Insurance Company, Northwestern Mutual Investment Management, and Learnvest Planning Services, LLC. Sensible Money, LLC is an independent SEC-registered advisory firm serving individual clients, particularly those nearing or in retirement. The firm offers financial planning and discretionary investment management through its Juicing® Plan and Juicing® PLUS services, employing liability-driven investing and diversified portfolios to align with clients’ cash flow and withdrawal needs.

Julio Lopez Brito is a CFP® professional with nine years of experience in the financial services industry. He currently works at Sensible Money, LLC and has previously been employed at Portfolio Resources Advisors Group, New York Life Insurance Co, and CFS Partners LTD. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily to individual clients, including those approaching or in retirement. The firm emphasizes liability-driven investing and diversified portfolio allocations, offering services such as retirement planning, cash flow forecasting, and tax and distribution planning.

Caley Miller is a CFP® with eight years of industry experience, currently serving as a financial advisor at Sensible Money, LLC. Prior to joining Sensible Money, Miller worked briefly at Charles Schwab and was affiliated with the University of Arizona. Sensible Money, LLC is an independent SEC-registered advisory firm that provides financial planning and discretionary investment management primarily for individual clients, including those nearing or in retirement. The firm uses a liability-driven investing approach combined with modern portfolio theory to tailor diversified portfolios, often incorporating bond ladders and buy-to-maturity strategies aligned with client cash flow needs.

Matthew Hershey is a financial advisor at Sensible Money, LLC with a Series 65 designation and one year of industry experience. His prior roles include positions at LPL Financial, Blue Trust, Sundt, Grand Canyon University, Rural Electric, and Gilbert Christian Schools. Sensible Money, LLC is an independent SEC-registered advisory firm serving individual clients, particularly those nearing or in retirement. The firm offers financial planning and discretionary investment management through its Juicing® Plan and Juicing® PLUS services, utilizing liability-driven investing and diversified portfolios to align client cash flows with withdrawals.