Semper Wealth Management LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$10,798,560
Clients
27
41% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
27
TypicalAverage account size
$399,947
About
Semper Wealth Management LLC is a small, independent registered investment adviser managing approximately $10.8 million across 27 client relationships. The firm offers discretionary portfolio management, financial planning, pension consulting for ERISA retirement plans, and supplemental services such as tax preparation and bookkeeping to individuals, high‑net‑worth clients, retirement plans, and corporations.
The adviser constructs tailored portfolios using third‑party research and proprietary analysis, provides regular reviews (at least semi‑annually with quarterly reporting), and adapts recommendations to clients’ stated objectives and risk tolerances. Its investment program includes traditional equity and fixed‑income strategies and explicitly incorporates derivatives and structured products — including options contracts, warrants, and structured notes — in separately managed accounts, and the firm can serve as a discretionary ERISA 3(38) investment manager or provide non‑fiduciary participant education to plan sponsors.
Compared with many single‑advisor independent firms, Semper Wealth Management’s combination of formal pension consulting/ERISA services and documented use of derivatives in client accounts is uncommon. The firm also offers integrated tax and bookkeeping services and is affiliated with an education/newsletter entity (Vestergy/TSP Navigator) focused on Thrift Savings Plan guidance for government employees, which adds an atypical referral and educational channel.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement plans for business owners (SEP, solo 401k)
Occupation focus
Founder/Business Owner
Fee options
Financial planning fixed fee generally ranges from $500 to $2,500; $500 holistic financial plan fee if not waived
$0 - $3,000,000: 1.50% $3,000,001 - $10,000,000: 1.25% $10,000,001+: 1.00%
$250 per hour for bookkeeping services; Financial planning hourly fees not stated explicitly but fees are fixed or negotiable
Main office location
Semper Wealth Management LLC
Oviedo FL, United States
Number of offices
1
Most active in
Semper Wealth Management LLC has reported serving >5 clients in these states in the last 12 months.
Florida · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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