Sego Wealth Management, LLC

Sego Wealth Management provides ongoing discretionary portfolio management, financial planning, and pension consulting to individuals, high‑net‑worth individuals, and employer-sponsored pension/profit-sharing plans. The firm documents client goals and risk tolerance with an Investment Policy Statement and offers selection of third‑party managers and custodians as part of its service menu.

The adviser employs Modern Portfolio Theory and a long‑term trading approach, emphasizes asset allocation and primarily recommends ETFs while tailoring portfolios to each client’s time horizon and documented risk tolerance. Accounts are generally managed on a discretionary basis, and the firm uses custodians such as Charles Schwab, Betterment for Advisors, and Altruist to execute and custody client assets.

The firm’s principal holds CFP® and Enrolled Agent credentials and is a licensed insurance agent who operates related benefits businesses, so the practice combines tax/benefits expertise with the ability to offer commissionable insurance and annuity products — a mix the brochure discloses can create potential conflicts of interest. Sego also participates in a Betterment wrap program and has access to custodian‑sponsored educational events and resources, which together with its pension consulting offerings is an uncommon service profile for a small independent adviser.