SEF Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$35,494,168
Clients
58
28% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
58
HighAverage account size
$611,968
About
SEF Financial (SEM Capital, LLC) provides ongoing portfolio management and financial planning primarily for individual and high-net-worth clients and also lists other investment advisers as a client type. The firm may serve as a subadviser to unaffiliated advisers and delivers tailored Investment Policy Statements for each engagement.
The firm typically seeks discretionary authority to implement clients’ IPS and uses a mix of fundamental, technical, cyclical and quantitative analysis to support long-term, short-term and options trading strategies, with documented risk tolerances and periodic portfolio monitoring. SEM Capital states a policy of attempting fair and equitable allocation of investment opportunities among client accounts and provides monthly custodial reporting.
What is noteworthy for a solo independent adviser is that SEM Capital explicitly serves other investment advisers and offers subadvisory services, a relationship that is relatively uncommon among peers. The firm requires clients to custody assets at Charles Schwab and to use a specific broker-dealer for execution, and it manages both discretionary and non‑discretionary assets (approximately $30.2M discretionary and $5.3M non‑discretionary as reported).
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Options & derivatives strategies
Active portfolio management
Fee options
$0 - $1,000,000: 2.00% $1,000,001 - $2,000,000: 1.50% $2,000,001 - And Up: 1.00%
$200 to $300 per hour
Account minimum: $10,000
Most active in
SEF Financial has reported serving >5 clients in these states in the last 12 months.
Tennessee
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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