Seed Money Consulting
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,200,000
Clients
25
0% high-net worth
Advisors
1
of 5 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
25
LowAverage account size
$168,000
About
Seed Money Consulting serves individual (non‑high‑net‑worth) clients, offering objective financial planning and discretionary investment management under written engagement letters. The firm operates as a small RIA with a single advisor, roughly $4.1 million in assets under management, and a limited client roster, providing both one‑time and ongoing planning engagements.
The firm’s planning process emphasizes education, goal setting, risk management, and forward‑looking budget and forecast models informed by standards from The American College. Investment management is discretionary and guided by a signed Investment Policy Agreement tailored to each client’s time horizon and risk tolerance; IM accounts are administered through a wrap‑fee program and held at a required custodian.
What distinguishes the firm from many peers is its sponsorship of a wrap‑fee program despite its small size and client base — a structure that is uncommon among similarly supported firms — and its explicit focus away from high‑net‑worth clients. The brochure also discloses additional services (tax preparation and a “CFO In‑a‑Box” business consulting offering) billed under separate engagements and the firm’s receipt of soft‑dollar benefits from its required custodian, with policies in place to address those conflicts.
Client services
Financial planning
Portfolio management
Expertise
General tax planning
Business Financial Management
Fee options
Financial Planning one-time plans generally $1,500, adjusted by complexity; ad-hoc investment strategy sessions at $250 (1 hour) or $300 (1.5 hours) per session
Ongoing subscription for Financial Planning services (terms detailed in Engagement Letter)
Main office location
Seed Money Consulting
8400 E Prentice Avenue, Suite 1500
Greenwood Village CO 80111, United States
Number of offices
1
Most active in
Seed Money Consulting has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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