SecurEstate

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Client assets under management

$106,726,685

Clients

278

14% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

139

Very High

Average account size

$383,909

About

SecurEstate Financial Services provides ongoing portfolio management and financial planning to individual and high‑net‑worth clients, preparing an Investment Policy Statement for each client and addressing retirement, tax, insurance, and college planning. The firm also facilitates selection of third‑party advisers and may direct clients to an outside sub‑advisor for certain managed strategies.

The firm’s investment process combines fundamental and quantitative analysis with modern portfolio theory and a long‑term trading orientation, and it typically manages client accounts on a discretionary basis with quarterly reviews. Custody is maintained through an institutional custodian and implementation can include ETFs, mutual funds, fixed income, equities, and the use of sub‑advisors or model portfolios.

Noteworthy for a firm of its size, SecurEstate is a family‑owned advisor with two principals who also maintain brokerage and insurance licenses; those ancillary activities can generate commission‑based compensation and are disclosed as potential conflicts the firm documents for clients. The firm imposes no account minimums, offers fixed‑fee financial planning as a separate service, and receives institutional custody services and occasional soft‑dollar research or other benefits that may factor into broker selection.

Client services

Financial planning Portfolio management

Expertise

College savings (529s, UTMA, etc.) Life insurance needs analysis General retirement planning

Fee options

Fixed

Financial planning fixed fees range from $500 to $5,000 based on complexity

Percentage

$0 - $400,000: 1.25% $400,001 - $1,000,000: 0.80% $1,000,001 - $2,000,000: 0.30% $2,000,001 - $5,000,000: 0.25% $5,000,001+: 0.10%

Main office location

SecurEstate

100 S Main St.

Pendleton IN 46064, United States

Number of offices

Most active in

Illinois · Indiana · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 765-778-7415

Advisors at this firm

Charles W

ChFC®, Series 63, Series 65

Pendleton, IN

SecurEstate

Charles Werckenthien is a ChFC® credentialed financial advisor with 35 years of industry experience. He is currently a principal at SecurEstate Financial Services Inc., where he has worked since 2020, following five years at Cambridge Investment Research. Werckenthien is also the owner and president of SecurEstate Financial Services, an RIA focused on investment advice, asset management, and financial planning. SecurEstate Financial Services provides advisory services to individual and high-net-worth clients, offering ongoing portfolio management, financial planning, and the selection of third-party advisers. The firm employs a long-term investment approach that integrates fundamental analysis, modern portfolio theory, and quantitative analysis across various asset classes.

College savings (529s, UTMA, etc.) Life insurance needs analysis General retirement planning

Lauren W

CFP®, Series 66

Pendleton, IN

SecurEstate

Lauren Werckenthien is a CFP® and Series 66-registered financial advisor with eight years of industry experience. She is currently with SecurEstate Financial Services, Inc., where she has worked since 2016, including roles at affiliated entities and prior positions at Cambridge Investment Research. She serves on the investment committee of the South Madison Community Foundation, a nonprofit community foundation in Madison County, Indiana. SecurEstate Financial Services provides advisory services to individual and high-net-worth clients, offering portfolio management, financial planning, and third-party adviser selection. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative analysis to guide its long-term investment approach.

College savings (529s, UTMA, etc.) Life insurance needs analysis General retirement planning

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