Second Summit Wealth Management, LLC

Second Summit Wealth Management is a small registered investment adviser that serves individuals, trusts and estates with financial planning, consulting and discretionary wealth management. The firm reports managing roughly $150 million across a compact client base and provides consolidated reporting that can include held‑away assets such as annuities and 529 plans.

SSWM builds model portfolios using ETFs, mutual funds, REITs and selected alternative investments, applying Modern Portfolio Theory and systematic tax‑loss harvesting as part of its investment process. The firm primarily allocates client assets to Independent Managers and operates under a joint services agreement with Fort Point Capital Partners, which the brochure describes as providing primary investment decisions, tax‑loss harvesting, rebalancing and operational support while SSWM handles suitability, planning and client relations.

A few operational features distinguish SSWM from many solo independent advisers: its materials indicate the firm advertises third‑party ratings, and it documents institutional‑style arrangements through its use of Independent Managers and the Fort Point joint agreement. The principal also maintains a Certified Professional Co‑Active Coach credential, and the firm accepts standing letters of authorization and direct fee debit from custodians, creating custody and operational arrangements that are less common among peers.