Second Mountain Financial, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$37,435,689
Total clients
19
95% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
19
Average account size
$1,970,299
About
Second Mountain Financial is an independent, single-advisor registered investment adviser that provides portfolio management and comprehensive financial planning primarily to individuals and families, and also serves ERISA retirement plans, foundations, endowments, and other non‑profit organizations. Advisory services include customized investment strategy development, ongoing monitoring and reporting, and planning in areas such as retirement income, education funding, stock compensation, and estate planning.
The firm follows a passive, index‑based investment philosophy grounded in the Efficient Market Hypothesis and typically recommends diversified mutual funds and ETFs while occasionally advising on individual stocks and bonds when appropriate. Portfolios are built to reflect each client’s goals and risk tolerance, reviewed at least quarterly, and the adviser generally accepts discretionary authority while preferring to discuss transactions with clients beforehand.
Distinctive aspects for a solo independent RIA include an affiliation with an accounting practice that provides tax preparation under separate agreements and an active CPA license held by the firm’s principal. The firm also offers pension consulting and ERISA fiduciary services (including 3(21) and 3(38) roles) for retirement plans, provides business advisory coordination for small‑business owners, and maintains referral arrangements with Morgan Stanley Smith Barney and Signature Estate & Investment Advisors for introductions to third‑party advisory programs.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Retirement income strategy
Stock option exercise strategy
Tax-loss harvesting
Multi-generational wealth transfer
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Established Professionals
Fee options
Retainer fees paid quarterly or monthly in advance; $1,000 monthly, $3,000 quarterly, or $12,000 annually for RIA services; $3,000 monthly or $36,000 annually minimum for Business Advisory Services
Minimum fee: Minimum annual fee of $12,000 for RIA related services; $36,000 annually minimum for Business Advisory Services Fee-only: Retainer or fixed financial planning fees; $12,000 annually for investment management and financial planning combined
Main office location
Second Mountain Financial, Inc.
1815 Via El Prado Ste 303
Redondo Beach CA 90277, United States
Number of offices
1
Most active in
Second Mountain Financial, Inc. has reported serving >5 clients in these states in the last 12 months.
California · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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