Sebetic Advisors, LLC

Sebetic Advisors provides discretionary investment management to individuals, high‑net‑worth clients, and trusts and estates, with a stated focus on retirement investors seeking income and distributions. The firm manages diversified portfolios across equities, ETFs, fixed income, CDs and cash and, like many independent advisers, charges asset‑based advisory fees for its portfolio management services.

The firm’s investment process combines fundamental, technical, charting and cyclical analysis to build income‑oriented, risk‑aligned asset allocations in collaboration with clients. Strategies are implemented through separately managed accounts at third‑party custodians on a discretionary basis, and the firm permits limited borrowing/margin in those accounts while stating it does not generally employ leverage to enhance returns and seeks prompt repayment of material borrowings.

What distinguishes Sebetic Advisors from many peers is its willingness to offer performance‑based fee arrangements to qualified clients that reference the SPDR S&P 500 ETF (SPY) and incorporate a carryforward mechanism for prior shortfalls or excesses. Managing roughly $94 million in discretionary assets for about 60 client relationships and having recently transitioned to SEC registration, the firm operates at a scale that supports these less‑common fee and account structures for a small advisory practice.