Seal Rock Wealth Management, LLC

Seal Rock Wealth Management provides discretionary and non‑discretionary asset management and ongoing portfolio management primarily for individuals and high‑net‑worth clients, and also accepts charitable organization clients — a client type that is uncommon among independent firms. The firm operates on a fee‑only basis, does not sell annuities, insurance, or other commissioned products, and reported $87,601,841 in assets under management across roughly 75 client accounts.

Investment programs are developed from documented client objectives and risk tolerances (Investment Policy Statements) and rely primarily on fundamental analysis, with technical and cyclical analysis used as appropriate. Accounts are reviewed at least quarterly, fees are billed quarterly in arrears, and Seal Rock may manage accounts on either a discretionary or non‑discretionary basis while executing trades through custodians such as Charles Schwab and aggregating orders when appropriate.

Distinctive operational features include the firm’s use of written safeguards to limit custody exposure—such as concurrent invoicing when fees are directly debited and the use of third‑party standing letters of authorization—and participation in an institutional custodian program that provides research and operational benefits. These practices, along with the firm’s acceptance of charitable organization clients, differentiate it from many peers among independent, fee‑only advisors.