Scratch Capital

Justin Lunt is a financial advisor at Scratch Capital with a Series 65 credential and two years of industry experience. He has worked at Scratch Capital since 2023 and is also active as a licensed realtor with eXp Realty. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm uses a combination of fundamental, technical, charting, and cyclical analysis and may engage sub-advisors, while also offering ERISA 3(38) retirement-plan services and affiliated accounting practices.

Samuel Tidd is a financial advisor at Scratch Capital with a Series 65 credential and two years of industry experience. Prior to joining Scratch Capital, he worked at Teesnap and was a full-time student for eight years. Outside of his advisory role, he is involved in an affiliated tax and accounting practice, Scratch Accounting Services LLC. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, and cyclical analysis, and offers additional services including ERISA 3(38) retirement-plan management and accounting services through affiliated entities.

Andrew Lunt is a financial advisor with Scratch Capital in Boise, ID, holding a Series 65 designation and six years of industry experience. He has been involved with Scratch Capital and related entities since 2022 and previously worked at RW Investment Management from 2019 to 2022. Outside of advisory work, he manages Scratch Accounting Services LLC, an accounting and tax services firm. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients. The firm manages approximately $141 million in discretionary assets using a combination of fundamental, technical, charting, and cyclical analysis, and offers integrated accounting services and retirement-plan solutions uncommon among peer firms.

Derek Jones is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He is currently with Scratch Capital in Boise, ID, where he has worked since 2025. His prior experience includes roles at RW Investment Management and The Capital Group Companies. Outside of advisory services, he is involved with an affiliated tax and accounting practice. Scratch Capital provides discretionary asset management and financial planning primarily to individual and high-net-worth clients, managing approximately $141 million in discretionary assets. The firm employs a combination of fundamental, technical, charting, and cyclical analysis, and offers additional retirement-plan services and affiliated accounting support, which distinguishes it from many peers.