Schumacher Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$28,233,352
Total clients
80
6% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
80
Average account size
$352,917
About
Schumacher Financial provides ongoing portfolio management and standalone financial planning to individual and high‑net‑worth clients, offering services without a stated account minimum and serving roughly 80 client relationships with about $28 million in assets. The firm prepares an Investment Policy Statement for each client and offers both discretionary and non‑discretionary management as well as one‑time financial planning engagements.
The adviser uses a mix of analytical approaches — including cyclical, fundamental, quantitative, technical analysis, and modern portfolio theory — and implements long‑term trading alongside options strategies (covered, uncovered, spreads) when appropriate. The brochure describes use of option overlays (for example, LEAPS on an equity ETF) to alter downside exposure while preserving upside characteristics, and accounts are reviewed at least monthly.
Noteworthy operational features include the firm’s requirement that clients use a specified broker‑dealer/custodian and the disclosure that the adviser may receive research or other soft‑dollar benefits from custodians, which can affect broker selection. The firm does not participate in wrap fee programs or accept performance‑based fees, and financial planning engagements are generally delivered as a one‑time plan unless additional services are requested.
Client services
Financial planning
Portfolio management
Expertise
Options & derivatives strategies
Annuities
Fee options
$0 - Not explicitly stated, but implied to be tiered: 1.50% Not explicitly stated, but implied continuation - Not explicitly stated: 1.40% Not explicitly stated, but implied continuation - Not explicitly stated: 1.25% Not explicitly stated, but implied continuation - Not explicitly stated: 1.05% Not explicitly stated, but implied continuation+: 0.85%
$200 to $250 per hour for financial planning services
Fee-only: Portfolio management fees based on tiered percentage of assets under management; hourly fees for financial planning ($200-$250 per hour)
Main office location
Schumacher Financial, LLC
860 Blue Gentian Road, Suite 200
Eagan MN 55121, United States
Number of offices
1
Most active in
Schumacher Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Minnesota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")