Schulz Financial, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$46,235,099
Clients
46
91% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
46
HighAverage account size
$1,005,111
About
Schulz Financial serves technically and financially accomplished individuals and high‑net‑worth clients, offering discretionary asset management and financial planning services; the brochure reports $46.2 million in discretionary assets under management across 46 client accounts and an account minimum of $100,000. Services described include portfolio construction, ongoing monitoring, rebalancing and regular client communications.
The firm explicitly uses Modern Portfolio Theory for portfolio design, citing the Fama‑French three‑factor model and mean‑variance optimization, favors long‑term holdings, and executes periodic rebalancing. It also describes stress testing and standard‑deviation‑based risk discussions as tools to align allocations with each client’s stated risk tolerance.
Operational features highlighted in the brochure include a requirement that client assets be custodied at Charles Schwab with access to Schwab Advisor Services, the use of standing letters of authorization for third‑party transfers, and quarterly personal reviews and emailed performance notices and invoices initiated by the firm’s principal. The brochure provides an illustrative fee calculation and states there have been no material changes or disciplinary disclosures since the last annual filing.
Client services
Portfolio management
Expertise
Active portfolio management
Wealth management
Fee options
1.00% annually (0.25% per quarter)
Account minimum: $100,000
Most active in
Schulz Financial, LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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