Schultz Retirement Income Solutions, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$27,690,652
Clients
110
8% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
110
Very HighAverage account size
$251,733
About
The firm provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, and small businesses. It constructs and manages portfolios using mutual funds, ETFs, individual equities and fixed‑income securities, and also assists clients with retirement plan rollovers and referrals to unaffiliated sub‑advisors.
The advisor predominantly uses fundamental analysis and a long‑term investment orientation, creating customized portfolios and written investment policy statements after a detailed discovery and planning process. Engagements may be discretionary or non‑discretionary and include ongoing monitoring, periodic reviews, and either hourly or fixed‑fee financial planning work.
Notable aspects disclosed in the brochure include that the firm is also a licensed insurance agency and the principal is licensed to sell insurance, receiving customary commissions for insurance product sales (insurance activities comprise less than 20% of firm time), a relationship the firm identifies as a potential conflict of interest. The firm also reports serving charitable organizations and maintains an institutional custodial relationship that provides software and operational benefits to the advisor.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Retirement income strategy
Income planning
Fee options
Fixed fees based on expected hours for financial planning engagements
up to 1.25% annually (negotiable at Advisor's discretion)
Up to $200 per hour for financial planning services
Account minimum: $200,000 (may aggregate household accounts; minimum may be reduced at Advisor's discretion) Fee-only: Investment advisory fees are charged quarterly in advance based on assets under management, up to 1.25% annually; Financial planning fees charged up to $200/hour or fixed fee per engagement
Main office location
Schultz Retirement Income Solutions, Inc.
147 Park Street
Rockland ME 04841, United States
Number of offices
1
Most active in
Schultz Retirement Income Solutions, Inc. has reported serving >5 clients in these states in the last 12 months.
Maine
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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